International Diversification

Store Funds
Abroad

Diversify beyond your home country. Multi-currency accounts, international banking, and global investment access through compliant channels.

HSBC Expat Guide

Why Hold Assets Internationally?

International banking is legal and can be a smart part of a diversified wealth strategy. Here are the main reasons investors look abroad.

Diversification

Reduce exposure to any single currency, banking system, or political jurisdiction.

Currency Hedging

Hold assets in multiple currencies to protect against USD depreciation.

Asset Protection

Certain jurisdictions offer stronger creditor protection and privacy.

Investment Access

Access investment opportunities not available in your home country.

Banking Options for US Investors

HSBC Expat

Jersey, Channel Islands

Minimum$50,000
CurrenciesUSD, EUR, GBP, +15 more
Features
Multi-currency accountsOnline bankingDebit cardFATCA compliant

Singapore Banks

Singapore

Minimum$200,000
CurrenciesUSD, SGD, EUR, +10 more
Features
Strong jurisdictionWealth managementInvestment accessPrivacy

Interactive Brokers

Multi-jurisdiction

MinimumNo minimum
Currencies24 currencies
Features
Brokerage + bankingLow FX feesGlobal investingUS regulated

Compliance is Mandatory

US citizens must report foreign accounts exceeding $10,000 via FBAR and may need to file Form 8938. All income is taxable regardless of where earned. We only recommend FATCA-compliant institutions.

Read our compliance guide →

Ready to Diversify Internationally?

Talk to our team about opening international accounts and structuring your global wealth strategy compliantly.

HSBC Expat Details