Structure & Strategy

SDIRA Provider Comparison

Choose the right Self-Directed IRA custodian for your alternative investment strategy. Compare fees, features, and find the best fit.

Checkbook IRA

Your IRA owns an LLC, giving you checkbook control to make investments without custodian approval for each transaction.

  • Faster transactions
  • More privacy
  • Lower per-transaction costs

Custodian-Directed

The custodian holds assets and processes transactions. More oversight and hand-holding, but less complexity to manage.

  • Less setup complexity
  • Built-in compliance checks
  • Platform integrations

Provider Comparison

Rocket Dollar

Checkbook IRA

Best for: Active investors who want full control

Checkbook controlLLC includedFast setupAll alternative assets
Setup
$360
Annual
$180/year
Rating
4.8/5

Alto IRA

Custodian-Directed

Best for: Investors using partner platforms

No account feesPlatform integrationsCrypto-friendlyEasy interface
Setup
$0
Annual
$0 (transaction fees apply)
Rating
4.6/5

Directed IRA

Both options

Best for: Real estate investors

Both IRA typesReal estate specialtyCheckbook optionGood support
Setup
$50-275
Annual
$295-395/year
Rating
4.5/5

Equity Trust

Custodian-Directed

Best for: Investors wanting full service

Industry veteranFull serviceAll asset typesEducational resources
Setup
$50
Annual
Asset-based ($225-2,250)
Rating
4.3/5

Calculate Your Tax Savings

See how much you could save by holding alternative investments in a tax-advantaged SDIRA structure.

Open SDIRA Calculator